Protects buildings and facilities within the school from damage caused by potential risks. Typically property insurance will cover risks such as fire, explosion, storm, flood, theft and accidental damage.

The insurance policy covers the senior management and staff of the school and provides a subsidy for the loss of expenses incurred by them as a result of claims and litigation, alleviating to some extent the financial aspect. 

This insurance covers medical expenses and financial liability in the event of injury, disablement or death of an employee employed by the school arising out of and in the course of employment in connection with the work specified in the policy and related to the business of the school, or in the event of an occupational disease as defined by the State in connection with the business.

Covers the insured person's financial liability under the law for bodily injury or property damage to others caused by unintentional acts or activities on school premises.

This insurance covers professional and technical personnel who, due to misconduct, negligence or error in the provision of professional services, fail to meet the original service requirements and affect third parties, causing them certain losses, for which they are legally liable (e.g. intangible losses caused by a teacher who interferes with the learning progress of a student in the course of teaching, corporal punishment, sexual harassment and other misconduct). 

Covers school personnel in the event of medical emergencies and other travel-related incidents while travelling abroad.

This type of insurance is vital as school computer systems often contain a lot of sensitive personal information such as the school intranet, student and staff information, credit card details etc. This insurance not only covers the client's own losses such as cyber extortion, forensics and repair costs following a breach, but also losses to the data owner, i.e. third parties (e.g. parents, students).

Some cyber insurance policies also cover data recovery and restoration, as well as the running costs of the original system during maintenance.

Private, international school students often come from more affluent families and therefore the possibility exists that unscrupulous individuals may kidnap students. This type of insurance covers costs associated with kidnapping, abduction and unlawful detention.