Your Friendly Personal Liability Insurance Solution in China
Core Plan: Personal Liability
Coverage
Covering legal liability out of accidents to third-party damages and injuries and legal fees (within10% of policy limit per accident and within 30% of policy limit in agg.) by laws of PRC.
Deductible per Claim (CNY)
Policy Limit (CNY)
¥1,000
¥2,000,000
Annual Premium (CNY)
Single
Married
Family
¥600
¥900
¥960
Note: Top-up options are ONLY available when you select the Core plan
Top-up Options: Home Contents All Risks
Coverage
Covering reinstatement value (repairing fees) of household goods, home appliances, furniture and furnishing, clothing, personal belongings, personal valuables and other electronic devices within the residence against accidents, water leakage, natural hazards, burglary, and robbery.
Deductible per Claim (CNY)
Policy Limit (CNY)
¥1,000
¥250,000 (Sub limit per item: 20,000)
Annual Premium (CNY)
Single
Married
Family
¥360
¥420
¥480
Top-up Options: Tenant's Liability
Coverage
Covering legal liability out of accidents to landlord's property losses, such as building and auxiliaries, interior decoration, and other landlord's contents.
Deductible per Claim (CNY)
Policy Limit (CNY)
¥1,000
¥3,000,000
Annual Premium (CNY)
Single
Married
Family
¥960
¥1020
¥1080
Top-up Options: Pet's Liability
Coverage
Covering third-party damages and injuries caused by insured's pet dog or cat.
Deductible per Claim (CNY)
Policy Limit (CNY)
¥1,000
¥500,000
Annual Premium (CNY)
¥180
Top-up Options: Employer's Liability
Coverage
Covering legal liability to compensate housekeeper's bodily injury or death by accidents in the course of employment.
Deductible per Claim (CNY)
Policy Limit (CNY)
¥1,000
¥500,000
Annual Premium (CNY)
¥180
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